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1. Acceptance 2. Services 3. Payroll Account and Information 4. Bank Account 5. ACH 6. Taxes and Liablitily 7. Costs of Service 8. Proprietary Rights 9. Disclaimer 10. Term of Service 11. Liability 12. Governing Law 13. Conflict Resolution 14. Service changes 15. General 16. Security 17. Digital Currency

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